ABRIDGED PROSPECTUS ZEPcc Savings and Credit Co-operative Society Limited US$50 Million ZEPcc RDC Housing Debenture Issue (Phase 1)Coupon: 24% p.a. | Tenor: 30 Years | Denomination: US$1 | Minimum Subscription: US$1   1. Overview Issuer: ZEPcc Savings and Credit Co-operative Society LtdInstrument: Fixed Rate Redeemable DebenturesTotal Value: US$50,000,000Units: 5,000,000 Debentures @ US$1...

Zimbabwe Women’s Microfinance Bank (ZWMB) is more than a bank — it’s a digital-first financial ecosystem built around the real lives of African women and micro-, small- and medium-sized enterprises (SMEs). The ZWMB Fintech platform brings together 24/7 digital customer service, an interactive CRM, credit self-service, an online marketplace and a suite of purpose-built...

Securitising African Commodity-Backed Debentures: Pricing for Value Preservation, Risk Transfer and Market Integrity By Bill Gonyora   Introduction: From Commodities to Capital Markets African commodity-backed debentures represent a critical evolution in the continent’s capital markets. By transforming real, productive commodity assets—agricultural output, minerals, energy and...

Zimbabwe Women Microfinance bank, created with a special mission to empower women economically and socially by offering access to savings, loans, and financial tools that many had never experienced before, became a game changer for Fadzai an entrepreneur in Chiredzi who had struggled financially to sustain her enterprise. Fadzai, a 27-year-old entrepreneur, is among many female entrepreneurs...

Across Africa, women are leading dynamic projects that drive real change in communities — from smallholder farms and food processing ventures to housing, manufacturing, and financial cooperatives. Yet, one challenge continues to slow down many of these initiatives: access to capital. Now, through Co-operative Debentures (CDEs) — traded either over-the-counter (OTC) on...