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The Cooperator

Pricing for Value Preservation, Risk Transfer and Market Integrity

Securitising African Commodity-Backed Debentures: Pricing for Value Preservation, Risk Transfer and Market Integrity By Bill Gonyora Introduction: From Commodities to Capital Markets African...

Bill Gonyora

2026-01-05 16:32:48

Connect Card

The allWomen Connect Card represents a bold step forward in women-centred financial innovation in Zimbabwe. Part of the broader allWomen.africa digital ecosystem — built and operated by allWomen Connect (Pvt) Ltd in partnership with the Zimbabwe Women’s Microfinance Bank (ZWMB) — this card is designed to give women, cooperators, small businesses, and entrepreneurs a...

Connect Card

2025-12-30 03:32:51

Financial Inclusion is key towards women empowerment.

Zimbabwe Women Microfinance bank, created with a special mission to empower women economically and socially by offering access to savings, loans, and financial tools that many had never experienced before, became a game changer for Fadzai an entrepreneur in Chiredzi who had struggled financially to sustain her enterprise. Fadzai, a 27-year-old entrepreneur, is among many female entrepreneurs...

Faith Tori

2025-12-17 13:26:24

Investing with Impact

Zimbabwe Women’s Microfinance Bank (ZWMB) invites values-driven investors to participate in its US$10 million Preference Share Issue, a landmark capital-raising initiative designed to deliver strong, predictable returns while accelerating women-led economic development across Zimbabwe and the region. Structured as 10 million preference shares at US$1 per share, the issue offers an...

ZWMB US$10m Preference Share Issue

ZWMB US$10m Preference Share Issue

2025-12-17 07:42:32

Strides in Co-operative Finance

By Dr. Mandas Marikanda, CEO – Zimbabwe Women’s Microfinance Bank (ZWMB) Zimbabwe stands today at the threshold of a transformative economic moment. Our economy having shifted significantly into the informal sector over the past two decades, now requires innovative structures that preserve the entrepreneurial agility of MSMEs while giving them the institutional compliance and...

Mandas Marikanda

Mandas Marikanda

2025-12-02 14:12:37

Building community health through Co-operative Finance

How SACCO Members Are Funding the Medwood Community Pharmacies Network Across Zimbabwe, access to affordable, family-centred pharmaceutical care remains a challenge for many households—especially women and girls who require safe, dignified and comprehensive reproductive health services. In response to these long-standing gaps, AllWomen Africa Credit Union and its affiliated SACCOs...

Medwood Community Pharmacies

Medwood Community Pharmacies

2025-11-23 18:38:43

ZEPcc SACCO 50m, US$1 CDEs at 24% for 30 Yrs

ABRIDGED PROSPECTUS ZEPcc Savings and Credit Co-operative Society Limited US$50 Million ZEPcc RDC Housing Debenture Issue (Phase 1)Coupon: 24% p.a. | Tenor: 30 Years | Denomination: US$1 | Minimum Subscription: US$1 1. Overview Issuer: ZEPcc Savings and Credit Co-operative Society LtdInstrument: Fixed Rate Redeemable DebenturesTotal Value: US$50,000,000Units: 5,000,000 Debentures @ US$1...

Co-op Debenture Exchange

Co-op Debenture Exchange

2025-11-06 11:19:40

Unlocking Investment for Women-Led Projects through Co-operative Debentures (CDEs)

Across Africa, women are leading dynamic projects that drive real change in communities — from smallholder farms and food processing ventures to housing, manufacturing, and financial cooperatives. Yet, one challenge continues to slow down many of these initiatives: access to capital. Now, through Co-operative Debentures (CDEs) — traded either over-the-counter (OTC) on...

The Cooperator

2025-11-03 08:54:53

The Cooperator — Building Africa’s Future Through Cooperative Finance

Hosted on: allWomen.africa and coops.africaAnchor Sponsor: Zimbabwe Women’s Microfinance Bank (ZWMB) Introduction The Cooperator is a digital magazine redefining the conversation on Cooperative Finance in Africa. Hosted on allWomen.africa and coops.africa, and proudly anchored by the Zimbabwe Women’s Microfinance Bank (ZWMB), the magazine serves as a knowledge hub and marketplace...

The Cooperator

2025-11-03 06:58:38

A Market for empowering women and building sustainable wealth

In a rapidly changing world, financial inclusion and empowerment are no longer optional—they are essential. allWomen.africa is more than a marketplace—it is a closed-loop ecosystem designed to harness the economic power of African women while creating measurable social impact. By committing to trade within this platform, every woman is not only investing in her personal growth...

Structured Finance

Structured Finance

2025-10-25 03:59:04

INVEST IN WOMEN. INVEST IN GROWTH. INVEST IN THE FUTURE

Zimbabwe Women’s Microfinance Bank (ZWMB) invites you to invest in US$10 million Preference Shares — issued at US$1 per share — redeemable in 10 years at a remarkable 24% per annum. This is more than an investment — it’s a bold step toward building Africa’s first cooperative-driven debt exchange and empowering women-led production in agriculture, mining, and...

Structured Finance

Structured Finance

2025-10-25 03:14:31

The psychology of money

An African woman’s journey to financial freedomBy Dr. Mandas Marikanda Money is not just a means of exchange, it is a mirror. It reflects our fears, values, hopes and the stories we tell ourselves about what we deserve. For the African woman, money carries an even deeper psychology, shaped by history, culture and survival. It is not merely a financial tool; it is emotional, spiritual,...

Mandas Marikanda

Mandas Marikanda

2025-10-23 20:40:34

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