Dr. Mandas Marikanda
Dr. Mandas Marikanda

@DocMari

Dr. Mandas Marikanda is a visionary, financial leader dedicated to advancing women’s economic empowerment through inclusive and innovative financial systems. With over 30 years of experience in economic empowerment, microfinance, Developments Finance, rural development, and cooperative finance, her work has consistently focused on creating practical pathways for women and underserved communities to access, use, and benefit from financial services.

She Founded and spent close to a decade at the Zimbabwe Women’s Microfinance Bank, where her leadership delivered immense impact through innovative ways in the face of limmited funding, expanding financial inclusion for women across Zimbabwe. During this time, she played a pivotal role in strengthening women-focused banking models, driving outreach into underserved communities, and shaping products that made finance more accessible, practical, and empowering. Her tenure at the bank not only transformed access to financial services for tens of thousands of women, but also deepened her insight into the structural funding gaps that limit the scale of such impact.

Now serving as Chairperson of Co-op Pay SACCO Society and Chairperson of the Cooperative Debentures Exchange (CDE), Dr. Marikanda’s leadership reflects a natural progression into the next level of financial development — capital markets. Building on her experience, she recognized a critical missing link: while institutions can mobilize savings and extend credit, there is limited access to large-scale, structured capital that banks and cooperatives need to sustainably finance women at scale.

Her transition into these roles represents a strategic move up the financial value chain — from enabling access to finance, to unlocking access to capital. At Co-op Pay SACCO Society, she champions member-driven financial empowerment through savings, credit, and investment. At the Cooperative Debentures Exchange, she is helping to build innovative platforms that connect cooperatives and women-focused institutions to investors, enabling long-term, scalable funding solutions.

Dr. Marikanda’s experience also includes serving as a consultant and accredited trainer under the ICT/ILO “Making Microfinance Work” program, as well as contributing to regional development initiatives across Southern Africa, supporting entrepreneurship, employability, and financial inclusion for women and youth.

She holds a PhD in Economic Empowerment and Microfinance from Aldersgate College in the Philippines, an MBA from Eastern University (USA), and an Honours degree in Human Resources Management from the University of Zimbabwe.

Through her work and her presence on allWomen.africa, Dr. Marikanda is committed to building a complete financial ecosystem for women — one that goes beyond access to finance and positions women as active participants in investment, capital formation, and economic leadership.
40 Posts
41 Photos
2 Videos
Lives in Harare
Female
Married
    Chairman at allWomen.africa
    Studied PhD in Economic Empowerment and Microfinance at Aldersgate College
Basic Info
  • Cooperator Acc No.
    2628364928032940
Recent Updates
  • Elder Victor presenting

    Hard things are hard…

    You only make money when you start to address real problems that affect many people who are prepared to pay for that service!!!
    Elder Victor presenting Hard things are hard… You only make money when you start to address real problems that affect many people who are prepared to pay for that service!!!
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  • Elder Victor presenting

    Hard things are hard…

    You only make money when you start to address real problems that affect many people who are prepared to pay for that service!!!
    Elder Victor presenting Hard things are hard… You only make money when you start to address real problems that affect many people who are prepared to pay for that service!!!
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    1
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  • Today am privileged to be a key note speaker at the University Graduates Fellowship.

    This is the beginning of great things
    Today am privileged to be a key note speaker at the University Graduates Fellowship. This is the beginning of great things
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  • Will be here…
    Will be here…
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  • "Hello everyone, and welcome back. In the following days I will share with you snipets from mini nbooks from my brand Us to You.

    Today, we explore one of my favorite statements when sharing about money: 'Mari idera inotevera ane idea'—which means money is not so clever, it only follows someone who has a good business idea.

    So often, we feel limited by what we don't have, but the truth is, your unique spark, your passion, and your innovative vision are the real drivers of success. When you focus on creating value, the resources will follow. Keep dreaming big and know that your ideas have the power to change your world.

    It is sad that some people get hurt when they fall victims to scams and lies disguised as money making m
    achines.

    So many women have traded their bright futures with the hopo of being kept, exchanging beauty love for economic security with horendous results.

    Money does not follow a certain Gender, certain skin color or tribe.

    Follow me as we explore simple ways to make money
    "Hello everyone, and welcome back. In the following days I will share with you snipets from mini nbooks from my brand Us to You. Today, we explore one of my favorite statements when sharing about money: 'Mari idera inotevera ane idea'—which means money is not so clever, it only follows someone who has a good business idea. So often, we feel limited by what we don't have, but the truth is, your unique spark, your passion, and your innovative vision are the real drivers of success. When you focus on creating value, the resources will follow. Keep dreaming big and know that your ideas have the power to change your world. It is sad that some people get hurt when they fall victims to scams and lies disguised as money making m achines. So many women have traded their bright futures with the hopo of being kept, exchanging beauty love for economic security with horendous results. Money does not follow a certain Gender, certain skin color or tribe. Follow me as we explore simple ways to make money
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    Love
    2
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  • I was at HIT, as Key Note Speaker at the Agri Business SYmposium. Enjoyed the time and met great acquaintances
    I was at HIT, as Key Note Speaker at the Agri Business SYmposium. Enjoyed the time and met great acquaintances
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  • How are you doing?

    Ndakadya mabarwe angu ini?
    How are you doing? Ndakadya mabarwe angu ini?
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  • Good morning

    Ah ndakadya mabarwe angu ini. Nemabura acho

    Range ndabika hoping for the meeting.

    Muri sei?
    Good morning Ah ndakadya mabarwe angu ini. Nemabura acho Range ndabika hoping for the meeting. Muri sei?
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  • Our #WCW today is Dr Mandas Marikanda, a Zimbabwean development finance expert and women empowerment advocate who rose from humble beginnings to become one of the country’s most influential banking executives.

    With more than two decades in microfinance and community development, she built her career working with rural women, small businesses and savings groups across Southern Africa before earning a PhD in Women Economic Empowerment and Microfinance.

    She went on to become the founding Chief Executive Officer of the Zimbabwe Women’s Microfinance Bank, leading programmes that opened financial opportunities forwomen, youths and informal traders across the country.

    Her leadership, passion for financial inclusion and impact in empowering disadvantaged communities have earned her national recognition and several business leadership awards.
    Our #WCW today is Dr Mandas Marikanda, a Zimbabwean development finance expert and women empowerment advocate who rose from humble beginnings to become one of the country’s most influential banking executives. With more than two decades in microfinance and community development, she built her career working with rural women, small businesses and savings groups across Southern Africa before earning a PhD in Women Economic Empowerment and Microfinance. She went on to become the founding Chief Executive Officer of the Zimbabwe Women’s Microfinance Bank, leading programmes that opened financial opportunities forwomen, youths and informal traders across the country. Her leadership, passion for financial inclusion and impact in empowering disadvantaged communities have earned her national recognition and several business leadership awards.
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  • Part 2: Demystifying Moonlighting…by DocMari

    There is always a starting point even in hopeless situations

    2King4 :1-7

    What do you have in your hand ?

    | **Teller/Clerk** | Money handling, KYC, trust | Mobile money agent, mukando treasurer, SME bookkeeping |
    | **Driver** | Routes, timekeeping, reliability | Evening deliveries, school runs, farm produce transport |
    | **Cleaner/Guard** | Consistency, attention to detail | Cleaning services for SMEs, laundry, office plants care |
    *You’re not “just a worker.” You’re a skilled person renting your skill too cheap. Start selling it directly, one hour at a time.*

    *4. So How Do You Keep Joy When Pay is Little?*

    1. *Rename your job*: Don’t say “I’m a clerk.” Say “I’m a clerk funding my catering business.” The name changes the feeling.
    2. *Celebrate small wins*: First $1 profit? Take a photo. That’s your first day as an owner.
    3. *Find your people*: Join 3 others at work. Start a savings group. $5 each = $20 capital next month.
    (Allwomen.africa)
    4. *Rest, don’t quit*: You’re tired because you’re carrying _only_ the job. A side project gives energy. It’s yours.

    *Money Matters

    Money is everyone’s happy place! Find yours!

    Mari idera onoteverera good idea…*

    Low pay is a season. Ownership is a decision.*

    Vision 2030 will not be built by people who waited for perfect salaries.

    It will be built by disgruntled workers who got strategic.

    Who used the job to learn, the night to earn, and the market to turn small into something.

    Today we honour your labour.

    Tomorrow, let’s honour your launch.

    *Work with dignity. Moonlight with purpose. And never stop preparing to own.*

    *Fambai nebasa. Asi muzofamba nebusiness.*

    Happy Workers’ Day.
    By DocMari

    Find me on
    Allwomen.africa
    Part 2: Demystifying Moonlighting…by DocMari There is always a starting point even in hopeless situations 2King4 :1-7 What do you have in your hand ? | **Teller/Clerk** | Money handling, KYC, trust | Mobile money agent, mukando treasurer, SME bookkeeping | | **Driver** | Routes, timekeeping, reliability | Evening deliveries, school runs, farm produce transport | | **Cleaner/Guard** | Consistency, attention to detail | Cleaning services for SMEs, laundry, office plants care | *You’re not “just a worker.” You’re a skilled person renting your skill too cheap. Start selling it directly, one hour at a time.* *4. So How Do You Keep Joy When Pay is Little?* 1. *Rename your job*: Don’t say “I’m a clerk.” Say “I’m a clerk funding my catering business.” The name changes the feeling. 2. *Celebrate small wins*: First $1 profit? Take a photo. That’s your first day as an owner. 3. *Find your people*: Join 3 others at work. Start a savings group. $5 each = $20 capital next month. (Allwomen.africa) 4. *Rest, don’t quit*: You’re tired because you’re carrying _only_ the job. A side project gives energy. It’s yours. *Money Matters Money is everyone’s happy place! Find yours! Mari idera onoteverera good idea…* Low pay is a season. Ownership is a decision.* Vision 2030 will not be built by people who waited for perfect salaries. It will be built by disgruntled workers who got strategic. Who used the job to learn, the night to earn, and the market to turn small into something. Today we honour your labour. Tomorrow, let’s honour your launch. *Work with dignity. Moonlight with purpose. And never stop preparing to own.* *Fambai nebasa. Asi muzofamba nebusiness.* Happy Workers’ Day. By DocMari Find me on Allwomen.africa
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