January – June 2025 The first half of 2025 has been a mixed bag for Zimbabwe’s small and medium enterprises (SMEs). While there are signs of recovery in the economy, challenges like expensive loans, foreign currency shortages, and high operating costs continue to put pressure on many businesses. At the same time, new opportunities are opening up in farming, mining, digital commerce,...

Zimbabwe Women’s Microfinance Bank (ZWMB) is more than a bank — it’s a digital-first financial ecosystem built around the real lives of African women and micro-, small- and medium-sized enterprises (SMEs). The ZWMB Fintech platform brings together 24/7 digital customer service, an interactive CRM, credit self-service, an online marketplace and a suite of purpose-built...

1. Overview of the Statutory Instrument In March 2026, the Government of Zimbabwe introduced Statutory Instrument 59 of 2026, which consolidates import licensing under one unified framework in order to support local industry, improve regulatory compliance and simplify previously fragmented import requirements. The Minister of Industry and Commerce described this new SI as a way to streamline...

Back-to-school season often comes with financial pressure for parents and guardians. To ease the burden, uXpress SACCO has introduced eduCredit, a flexible financing solution designed for families ordering their eduBox Back-to-School Supplies. With eduCredit, parents can order all their child’s school requirements upfront and spread payments over three months at just 10% interest on the...