Zimbabwe Women’s Microfinance Bank (ZWMB) invites you to invest in US$10 million Preference Shares — issued at US$1 per share — redeemable in 10 years at a remarkable 24% per annum. This is more than an investment — it’s a bold step toward building Africa’s first cooperative-driven debt exchange and empowering women-led production in agriculture, mining, and...

Hosted on: allWomen.africa and coops.africaAnchor Sponsor: Zimbabwe Women’s Microfinance Bank (ZWMB) Introduction The Cooperator is a digital magazine redefining the conversation on Cooperative Finance in Africa. Hosted on allWomen.africa and coops.africa, and proudly anchored by the Zimbabwe Women’s Microfinance Bank (ZWMB), the magazine serves as a knowledge hub and marketplace...

Securitising African Commodity-Backed Debentures: Pricing for Value Preservation, Risk Transfer and Market Integrity By Bill Gonyora   Introduction: From Commodities to Capital Markets African commodity-backed debentures represent a critical evolution in the continent’s capital markets. By transforming real, productive commodity assets—agricultural output, minerals, energy and...

An African woman’s journey to financial freedomBy Dr. Mandas Marikanda Money is not just a means of exchange, it is a mirror. It reflects our fears, values, hopes and the stories we tell ourselves about what we deserve. For the African woman, money carries an even deeper psychology, shaped by history, culture and survival. It is not merely a financial tool; it is emotional, spiritual,...

By Dr. Mandas Marikanda, CEO – Zimbabwe Women’s Microfinance Bank (ZWMB) Zimbabwe stands today at the threshold of a transformative economic moment. Our economy having shifted significantly into the informal sector over the past two decades, now requires innovative structures that preserve the entrepreneurial agility of MSMEs while giving them the institutional compliance and...