INVEST IN WOMEN. INVEST IN GROWTH. INVEST IN THE FUTURE

Zimbabwe Women’s Microfinance Bank (ZWMB) invites you to invest in US$10 million Preference Shares — issued at US$1 per share — redeemable in 10 years at a remarkable 24% per annum.

This is more than an investment — it’s a bold step toward building Africa’s first cooperative-driven debt exchange and empowering women-led production in agriculture, mining, and manufacturing.

Purpose of the Offer

ZWMB is raising US$10 million through Preference Shares to fund the establishment and growth of transformative projects designed to change how cooperative capital markets work in Africa.

Allocation of Funds:

• US$3.5 million – to establish Co-op Debentures Exchange (Pvt) Ltd (CDE), a regulated platform currently applying for a Securities and Exchange Commission of Zimbabwe (SECZ) licence to operate a Debt Exchange trading international Co-operative Debentures.

• US$6 million – to invest in Co-op Debentures issued by women-led cooperatives in agriculture, mining, and manufacturing. These cooperatives access funding through the allWomen.africa platform and trade their commodities through its integrated eCommerce module.

• US$500,000 – for advisory and structuring fees, ensuring regulatory compliance and investor protection.

A Closed-Loop Digital Economy

The allWomen.africa platform provides a secure, transparent, and self-sustaining ecosystem for women entrepreneurs and investors.
Within this ecosystem:

• Funds invested into co-ops are applied directly to production and sales within the platform.

• Cash withdrawals are restricted — ensuring capital remains in circulation to fuel production, trade, and reinvestment.

• Sales revenue can be transferred between users or reinvested to purchase goods and services on the allWomen.africa Market.

This structure creates a sustainable circular economy that enhances liquidity, reduces capital flight, and builds long-term value for all participants.

Why Invest

• Attractive Returns: 24% per annum, compounded and redeemable at year 10.

• Empowerment with Profit: Your investment directly finances women-led cooperatives, generating both social and economic impact.

• Innovation in Finance: Be part of establishing Africa’s first Co-operative Debenture Exchange, connecting grassroots producers to institutional capital.

• Sustainable Ecosystem: Funds circulate within the allWomen.africa marketplace — growing African-owned businesses and strengthening local economies.

Offer Details

• Instrument: ZWMB Preference Shares

• Issue Size: US$10,000,000

• Nominal Value: US$1 per share

• Minimum Subscription: 1 share

• Tenure: 10 years

• Redemption: At par plus accrued dividends

• Annual Return: 24% per annum

• Availability: Exclusively on https://allwomen.africa

Be Part of a Transformative Future

This investment opportunity is a partnership between ZWMB, Co-op Debentures Exchange, and allWomen.africa — bringing together financial innovation, women’s empowerment, and cooperative economics to redefine inclusive growth in Africa.

Buy your shares today and let your investment empower women, build industries, and transform communities.

👉 Invest now at https://allwomen.africa