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Zimbabwe Women’s Microfinance Bank (ZWMB) invites values-driven investors to participate in its US$10 million Preference Share Issue, a landmark capital-raising initiative designed to deliver strong, predictable returns while accelerating women-led economic development across Zimbabwe and the region. Structured as 10 million preference shares at US$1 per share, the issue offers an attractive 24% per annum return, a 10-year tenure, and redemption from year five, providing both income certainty and medium-term liquidity options for investors.
What distinguishes this Preference Share Issue is the clear, productive use of funds. Proceeds will be deployed to capitalise the Cooperative Debentures Exchange (CDE) with US$3.5 million, strengthening a regulated marketplace for cooperative capital, while US$6 million will be invested directly into women-led cooperative debentures, ensuring that capital flows to productive enterprises in agriculture, manufacturing, trade, and services. A further US$500,000 is allocated to fundraising and transaction costs, ensuring robust execution and compliance. This structure aligns investor returns with real-sector growth, backed by diversified cooperative assets.
ZWMB’s Preference Shares are designed to appeal to institutional investors, pension funds, asset managers, family offices, corporates, and high-net-worth individuals seeking yield-enhanced instruments with measurable social impact. As preference shares, they rank ahead of ordinary equity for dividends, reinforcing income stability, while contributing to the Bank’s long-term capital base and balance sheet strength.
The transaction is supported by a strong advisory team, including CBZ Capital as Lead Financial Advisor, Chinawa Law Chambers (Legal Advisors), Corpserve (Transaction & Corporate Services), and Kres Chartered Accountants (Reporting Accountants), with Co-op Pay Financial Services (CFS) acting as Co-Advisor. This multi-disciplinary advisory structure provides confidence in governance, structuring, and regulatory compliance.
By investing in the ZWMB Preference Share Issue, investors are not only securing a compelling 24% annual return, but also partnering in a transformative agenda—expanding access to finance for women-led cooperatives, deepening capital markets through the CDE, and building resilient, inclusive economic growth. This is an opportunity to earn, to enable, and to leave a lasting legacy through capital that works.
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