How it Works

How to open a Cooperator Account

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Register Online

Create your account at allWomen.africa and complete the secure KYC verification process.

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Access Community

Receive your allWomen Community credentials instantly to unlock your exclusive digital workspace.

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Opt In

Navigate to the account dashboard within the community and select the Cooperator Account option.

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Choose Plan

Activate your membership by choosing either the standard plan at US$60 per year or the merchant plan at US$120 per year.

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Services

Tailored Cooperative Banking

Credit to Spend

Access dedicated credit facilities designed to drive demand within the network. This credit allows cooperators to seamlessly purchase goods and services from other women-led businesses, keeping liquidity flowing within the allWomen Community.

Term Deposits

Lock in competitive, guaranteed returns with our Term Deposit facilities. This service allows cooperators to invest fixed funds safely with a fully regulated financial institution while maximizing interest earned over specified durations.

Savings

Build your financial cushion through the Cooperator Account under uXpress SACCO, a fully regulated deposit-taking institution in Zimbabwe. Enjoy secure, accessible savings options designed to help cooperators consistently grow their capital.

Credit

Credit Plans

Cooperative Bulk Procurement Credit

1.8%  / 30 Days

  • Take Minimum

    $2,000.00

  • Take Maximum

    $10,000.00

  • Per Installment

    1.8%

  • Installment Interval

    30 Days

  • Total Installment

    12

Cooperator Micro-Trade Line

3%  / 14 Days

  • Take Minimum

    $10.00

  • Take Maximum

    $45.00

  • Per Installment

    3%

  • Installment Interval

    14 Days

  • Total Installment

    1

Cooperator Merchant Growth Credit

2%  / 30 Days

  • Take Minimum

    $1,000.00

  • Take Maximum

    $5,000.00

  • Per Installment

    2%

  • Installment Interval

    30 Days

  • Total Installment

    10

Term Deposits

Term Deposit Plans

365-Day Cooperative Foundation

9%  / 90 Days

  • Maturity Period

    365 Days

  • Get Coupon Every

    90 Days

  • Coupon Rate

    9%

  • Minimum

    $5,000.00

  • Maximum

    $50,000.00

180-Day Merchant Horizon

7%  / 30 Days

  • Maturity Period

    180 Days

  • Get Coupon Every

    30 Days

  • Coupon Rate

    7%

  • Minimum

    $1,000.00

  • Maximum

    $10,000.00

90-Day Community Booster

5%  / 90 Days

  • Maturity Period

    90 Days

  • Get Coupon Every

    90 Days

  • Coupon Rate

    5%

  • Minimum

    $50.00

  • Maximum

    $1,000.00

Savings

wealth in cooperation

Cooperator Monthly Top-Up

10  / 30 Days

  • Interest Rate

    6%

  • Per Installment

    $10.00

  • Installment Interval

    30 Days

  • Total Installment

    12

  • Deposit

    $120.00

  • You Will Get

    $127.20

Marketplace Merchant Reserve

100  / 30 Days

  • Interest Rate

    7%

  • Per Installment

    $100.00

  • Installment Interval

    30 Days

  • Total Installment

    6

  • Deposit

    $600.00

  • You Will Get

    $642.00

Cooperative Collective Vault

250  / 14 Days

  • Interest Rate

    8%

  • Per Installment

    $250.00

  • Installment Interval

    14 Days

  • Total Installment

    26

  • Deposit

    $6,500.00

  • You Will Get

    $7,020.00

Servicing all levels of Cooperation

supporting cooperators & cooperatives

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Trusted Cooperative Network

We connect members in a secure, transparent and thriving circular economy that grows value together.

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Empowering Your Growth

Our platform offers savings, credit, investments, and trading tools designed to strengthen community prosperity.

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35K+

Assisted Cooperators

C O O P E R A T O R A C C O U N T

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FAQ

Everything You Need to Know

Answers to common questions about the Cooperator Account.

Contact Us

Access to a trusted trading network, opportunities for cooperative investment and the ability to grow wealth within a supportive economic ecosystem.

No. Members cannot withdraw available balances in line with the account.

Members use their account balances to buy goods and pay for services from other Cooperators, keeping value within the community.

Individuals that wish to trade and grow within the cooperative network can apply.

It is a cooperative finance product that enables members to save, transact, and invest within a circular cooperative economy.