Who do we serve?

350K

allWomen Members

Registered, Verified members on allWomen.africa.

Who we support?

5K

MSMEs & Co-ops

Trusted MSMEs and women-led co-op businesses.

What we invest in?

3.4K

Co-op Projects

Vetted co-op initiatives generating income continent wide.

Your Cooperator Account

At allWomen.africa, our aim is to empower women through access, opportunity and participation in the cooperative economy. At the heart of this ecosystem is the Cooperator Account — our flagship offering designed to bring everything together in one seamless financial experience.

Powered by Co-op Pay SACCO, ZWMB and partner financial institutions, the Cooperator Account enables you to save, transact with co-op merchants, shop within the Co-op marketplace and invest in women-led cooperative projects. It is a secure, digital gateway to managing your financial life — giving you full control, flexibility and access anytime, anywhere.

Open an Account
wealth in cooperation

Your Cooperator App

Spend

Use your Cooperator Card for purchases anywhere it’s accepted

Save

Join group savings schemes and grow wealth with Cooperators

Connect

Link with Cooperators, merchants and cooperative communities

Borrow

Access affordable credit to buy goods and services

Track

Monitor your transactions, balances and investments in real time

Invest

Back vetted cooperative projects across Africa with ease

Choose How You Contribute

Contribute money with ease

My Cooperator Account lets me contribute to my SACCO and send money to fellow Cooperators quickly and safely.

...
Mary Makomva
Tuck shop owner, Bindura

Mukando

Send money instantly to any Cooperator

Repay

Repay SACCO loans and interest

Agents

Cash-out Loans & Cash-in Contributions

2025 Co-op Projects Highlights

Women-led Cooperatives

Overall allocation and performance highlights of your Cooperator Account investment Co-op Projects through Cooperative Debentures (CDEs) for the year ended 2025.

Average Returns 38%
Listings Growth 62%
Investor Growth 55%
Women Participation 47%
Asset Backing 68%

Portfolio Diversification

Reinvestment Rate

Funding Success

Lower Capital Costs

Empower women, empower Africa

More Cooperator Account features

Customer Services

Get help fast with in-app support tickets anytime you need it

Statements

View and download your account activity instantly and securely

2FA Security

Protect your account with two-factor authentication for safety

Payment Gateways

Pay and receive funds through multiple trusted payment platforms

Cooperator Account Benefits (US$5/ month)

Affordable Housing

cdf@allWomen.africa

The Cooperator Development Facility (CDF) provides Cooperator Account holders with structured access to affordable housing and retirement benefits.

Free Health Cover

eduBox@allWomen.africa

Cooperator Account holders enjoy up to US$3,500 free student at school termly health cash cover, when they buy +US$100 school supplies from the Marketplace

Movie Premieres

azania@allWomen.africa

Cooperator Account holders get exclusive access to Azania Media Network, a platform dedicated to African women filmmakers and storytellers.

Mobile Data Bundle

bundle@allWomen.africa

An affordable NetOne data bundle giving you monthly access to allWomen.africa, so you can stay connected to your Cooperator Account anytime, anywhere.

Earn Passive Income

cdes@allWomen.africa

Earn steady returns by investing in short and long term cooperative projects through co-op debentures, with coupon payments credited directly to your Cooperator Account.

Buy Now! Pay Later!

paylater@allWomen.africa

Cooperator Account holders access buy-now-pay-later credit to purchase goods and services while boosting sales for online and instore cooperator merchants.

Connect with Cooperators

connect@allWomen.africa

Network with fellow Cooperators to collaborate, access new markets, aggregate supply for larger contracts and unlock shared business opportunities across Africa.

Training & Skills

learn@allWomen.africa

Cooperator Account holders have access to an online learning hub offering courses on financial literacy and co-op management.

Tailored Insurance

sure@allWomen.africa

Access insurance solutions designed for individual Cooperators to protect and provide security in retirement and for health and funeral cover.

Merchant Cooperator Account Benefits (US$120/ year)

Sell to all Cooperators

shop@allWomen.africa

Merchant Cooperator Account holders sell products and services, post their shop page, run promotions, place ads and monetize content.

Government Tenders

jobs@allWomen.africa

Access listed jobs and subcontract opportunities from government tenders, giving MSME and women-led Cooperator Account holders a fair pathway into public procurement.

AI Agent

aiagent@allWomen.africa

An intelligent AI business agent giving Merchant Cooperator Account holders smart, always-on support to manage customers, sales and operations seamlessly.

Mobile Data Bundle

bundle@allWomen.africa

An affordable NetOne data bundle giving you monthly access to allWomen.africa, so you can stay connected to your Cooperator Account anytime, anywhere.

Training & Skills

learn@allWomen.africa

Merchant Cooperator Account holders have access to an online learning hub offering courses on business skills and co-op management.

Tailored Insurance

sure@allWomen.africa

Access insurance solutions designed for MSMEs and women led cooperative sosieties to protect your income, assets and operations.