uXpress Savings and Credit Co-operative Society Limited

US$50 Million RDC SACCO Housing Debenture Issue (Phase 1)
Coupon: 12% p.a. | Tenor: 30 Years | Denomination: US$1 | Minimum Subscription: US$1

Overview

1. Issuer: uXpress Savings and Credit Co-operative Society Ltd
2. Instrument: Fixed Rate Redeemable Debentures
3. Total Value: US$50 million
4. Units: 50,000,000 CDEs @ US$1 each
5. Coupon Rate: 12% per annum
6. Tenor: 30 years
7. Minimum Subscription: 1 debenture (US$1)
8. Trustee / Escrow Bank:  ZWMB
9. Developer: AssetFin Africa
10. Platform: allWomen.africa

Purpose of the Issue

To raise funds for the development of 5,000 residential properties under the RDC Housing Scheme across Zimbabwe’s 60 Rural District Councils (RDCs).

Each development will be a gated community including:

Affordable residential housing;

Schools, clinics, shops, and offices;

Light industry and community centers;

Roads, water, power, and broadband infrastructure.

Investor Benefits

Stable long-term income at 12% annual return;

Impact investment supporting rural housing and employment;

Escrow-protected funds managed by ZWMB;

Potential Prescribed Asset status for institutional investors;

Participation in cooperative housing ownership schemes.

Subscription and Contacts

Subscription Period: 1 Dec 2025

Minimum Subscription: US$1

Purchase RDC Housing CDEs on: https://allWomen.africa/purse

Contacts

SACCO Secretariat: rdc@allwomen.africa

ZWMB Structured Finance Division: info@womensbank.co.zw

allWomen.africa Support: support@allwomen.africa